Saturday, June 15, 2013

Why investment ?

    When we grew up to a certain age, we need to stand on our own feet. However, some people can't still survive without help from others. In this article, I would like to mention only earning income from being an employee. Later, I will talk about earning income from owning the business since ,personally, majority of the people is still being an employee.
    Generally, people work 8 hours a day or more. The salary they get depend on several factors; job demands, industry types, company reputation, work performance, etc. So, not everyone gets the same amount of income. Some get income more than their expenses. Some get income less than or equal to their expenses.
    Specifically, I will focus on the latter case. There are two choices for the people who have income less than or equal to their expenses.

1. Spend Less
2. Earn More

    Each choices has its own torment.
1. Spend less - How to spend less?........ These are your options.
  1.1 Reduce the quantity: You used to have two burgers. Now, you have just one.
  1.2 Reduce the quality : You used to drive Ferrari. Now, you drive Honda Civic.

2. Earn more - How to get more money?.......Work more!! From 8 hours a day to 15 or more.

    I believe some of you have an idea what I'm trying to do.

    I would like to propose you another solution; "investment". We do not need to work alone. We can get help from the money we earned. Don't let your money stay lazily in the bank without earning any profit. Either saving or checking account has super low interest for you. So, if you do not want your life to be so hard, you need to learn how to invest. I did not recommend you to invest all your money in stock markets, but recommend you to walk out from your traditional way of investment to somewhere new and better........ Next article I will show you where you should go.

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